Terms of Service

Description of FigTreeLive.com Services and Acceptance of Terms of Use
Welcome to this FigTreeLive.com Site, which is owned and operated by FigTree Live, Inc. (“FigTree Live, Inc.”, “FigTreeLive.com” or “we”). The services offered by FigTreeLive.com include Info@FigTreeLive.com, CustomerService@FigTreeLive.com, Moderator@FigTreeLive.com, Vicki@FigTreeLive.com, DocJon@FigTreeLive.com, Legal@FigTreeLive.com, Membership@FigTreeLive.com, DeleteAccount@FigTreeLive.com and any FigTreeLive.com - branded URL, WAP site and mobile application (collectively, the “Site”), FigTreeLive.com messaging services, video services, RSS feeds, podcasting services, mobile services, and any other feature, content, or applications offered from time to time by FigTreeLive.com in connection with FigTreeLive.com’ business (collectively, the "FigTreeLive.com Services"). FigTreeLive.com is based in the United States and the FigTreeLive.com Services are hosted in the United States. FigTreeLive.com is a part of the United States based operations of News Corporation.
FigTreeLive.com furnishes the Site and the FigTreeLive.com Services for your personal enjoyment and entertainment. By visiting the Site (whether or not you are a registered member) or using the FigTreeLive.com Services, you accept and agree to be bound by this Terms of Use Agreement, including any future modifications ("Agreement"), and to abide by all applicable laws, rules and regulations (“Applicable Law”). Please read through this Agreement carefully. FigTreeLive.com may modify this Agreement at any time, and each such modification will be effective upon posting on the Site. All material modifications will apply prospectively only. Your continued use of the Site or the FigTreeLive.com Services following any such modification constitutes your acceptance and agreement to be bound by the Agreement as so modified. It is therefore important that you review this Agreement regularly. If you do not agree to be bound by this Agreement and to abide by all Applicable Law, you must discontinue use of the FigTreeLive.com Services immediately. You may receive a copy of this Agreement by emailing us at: Info@FigTreeLive.com, Subject: Terms of Use Agreement. Your access to and use of certain FigTreeLive.com Services may require you to accept additional terms and conditions applicable to such FigTreeLive.com Services, in addition to this Agreement, and may require you to download Software or Content (each as defined below).

Eligibility for Site Registration and Account Security
Children under the age of 18 are not authorized to post messages or participate in “Forums” (as defined below) on the Site. All registration information you submit to create an account must be accurate and must be kept updated. You are responsible for maintaining the confidentiality of your password and are responsible for all use of your account. It is therefore critical that you do not share your password with anyone. You agree not to use the account, username, email address or password of another [member or subscriber] at any time. You agree to notify FigTreeLive.com immediately if you suspect any unauthorized use of, or access to, your account or password AT Moderator@FigTreeLive.com.

Termination
This Agreement remains in full force and effect while you use the FigTreeLive.com Services. You may terminate your [account/subscription] on the Site at any time, for any reason, by emailing CustomerService@FigTreeLive.com, Subject: Terminate My Account. FigTreeLive.com may terminate your account and/or access to the FigTreeLive.com Services at any time, for any or no reason, with or without prior notice or explanation, and without liability. Furthermore, even after your user account or access to the FigTreeLive.com Services is terminated, this Agreement will remain in effect. You agree that your account is non - transferable and any rights to your account terminate upon your death.

Fees
You acknowledge that FigTreeLive.com reserves the right to charge subscription fees for any portion of the FigTreeLive.com Services. FigTreeLive.com will provide you with at least 30 days advance notice of any such fees, including any change in the amount of such fees, and a way to cancel your account or subscription in the event you do not wish to pay the modified fee. If you continue to use the FigTreeLive.com Services after the subscription fee has been increased, you are expressly agreeing to the increased subscription fee and you will be responsible for paying such subscription fee for the balance of your subscription. If FigTreeLive.com suspends or terminates your account and/or access to the FigTreeLive.com Services because you have breached the Agreement or violated Applicable Law, you will not be entitled to a refund of any unused portion of such fees or other payments.

Purchasing Site Services or Products
If you purchase any service or product on the Site, (“Site Product”), you may be required to provide personal information, including credit card and billing information ("Personal Financial Information”), to an independent third party company (or companies) selected by, but not affiliated with, FigTreeLive.com (the “Processor”). Where the Processor is responsible for collecting, transmitting and/or processing your Personal Financial Information and, in some instances, for fulfilling your order, all payment obligations for Site Products shall be governed by the terms of use/service and privacy policy(ies) of the Processor. If you make a purchase from the Site you are warranting that you are authorized to make the purchase using the form of payment card that you provide to the Processor. As a convenience to all Platinum Members, and based upon your membership time-plan, as chosen by you as a Platinum Member of www.FigTreeLive.com, your credit card will continue to be charged every month or every six (6) months or every twelve (12) months, depending upon the Site Product time-plan you chose upon commencement of your membership as a Platinum Member, until such time as you request termination of your membership. You must be 18 years of age or older to purchase any Site Product.
FigTreeLive.com makes no warranty, and accepts no liability for any loss or damages whatsoever, relating to or in connection with your placement of an order for a Site Product with the Processor. FigTreeLive.com provides no refunds for purchases you make on the Site. You are solely responsible for any and all transactions utilizing your Personal Financial Information, including, but not limited to, any and all charges. You acknowledge and agree that in the event Processor experiences a data breach that affects your Personal Financial Information, FigTreeLive.com will in no way be responsible or liable to you for any such breach.
FigTreeLive.com will not store any record of Personal Financial Information related to purchases or other transactions you make through the FigTreeLive.com Services, other than those you use to purchase Platinum Membership(s). You should therefore maintain records of all your transactions. If you have any questions regarding your transactions or believe that there is an error or unauthorized transaction or activity associated with transactions utilizing your Personal Financial Information, you must contact the Processor.

FigTreeLive.com Content
The FigTreeLive.com Services contain information, text, files, images, video, sounds, musical works, works of authorship, applications, and any other materials or content (collectively, “Content”) of FigTreeLive.com ("FigTreeLive.com Content"). FigTreeLive.com Content is protected by copyright, trademark, patent, trade secret and other laws, and as between you and FigTreeLive.com, FigTreeLive.com owns and retains all rights in the FigTreeLive.com Content and the FigTreeLive.com Services. FigTreeLive.com hereby grants you a limited, revocable, nonsublicensable license to access and display the FigTreeLive.com Content (excluding any software code) solely for your personal, non - commercial use in connection with viewing the Site and using the FigTreeLive.com Services. The FigTreeLive.com Services may also contain Content of users and other FigTreeLive.com licensors. Except as provided in this Agreement or as explicitly allowed on the FigTreeLive.com Services, you may not copy, download, stream capture, reproduce, duplicate, archive, upload, modify, translate, publish, broadcast, transmit, retransmit, distribute, perform, display, sell or otherwise use any Content appearing on or through the FigTreeLive.com Services.
Except as explicitly and expressly permitted by FigTreeLive.com, you are strictly prohibited from creating works or materials (including but not limited to fonts, icons, link buttons, wallpaper, desktop themes, on - line postcards, montages, mash - ups and similar videos, greeting cards and unlicensed merchandise) that derive from or are based on the FigTreeLive.com Content. This prohibition applies regardless of whether the derivative works or materials are sold, bartered or given away. You may not either directly or through the use of any device, software, internet site, web - based service or other means remove, later, bypass, avoid interfere with, or circumvent any copyright, trademark, or other proprietary notices marked on the Content or any digital rights management mechanism, device, or other content protection or access control measure associated with the Content including geo - filtering mechanisms. You may not build a business utilizing the Content, whether or not for profit. Furthermore, you may not create, recreate, distribute or advertise an index of any portion of the Content unless you receive prior written authorization from FigTreeLive.com. Requests for permission to reproduce or distribute materials found on the Site can be made by contacting FigTreeLive.com in writing at: Legal Department, FigTreeLive.com, 6223 Highway 90, #234, Milton, FL 32570 or by emailing Membership@FigTreeLive.com, Subject: Content Request.

Your Use of FigTreeLive.com Services
The FigTreeLive.com Services are offered for your personal use only and may not be used for commercial purposes unless you receive prior written authorization from FigTreeLive.com. FigTreeLive.com reserves the right to remove commercial content in its sole discretion. You understand that you are responsible for all Content that you post, upload, transmit, email or otherwise make available on, through or in connection with the FigTreeLive.com Services (collectively, “User Content”). Accordingly, please choose carefully the information that you post on, through or in connection with the FigTreeLive.com Services. You understand that FigTreeLive.com does not control the User Content posted by users via the FigTreeLive.com Services and, as such, you understand you may be exposed to offensive, indecent, inaccurate or otherwise objectionable Content. FigTreeLive.com assumes no responsibility or liability for this type of Content. If you become aware of misuse of the FigTreeLive.com Services, please report this immediately to FigTreeLive.com by emailing CustomerService@FigTreeLive.com, Subject: Misuse of FigTreeLive.com Services. FigTreeLive.com assumes no responsibility for monitoring the FigTreeLive.com Services for inappropriate Content or conduct. If at any time, FigTreeLive.com chooses in its sole discretion to monitor the FigTreeLive.com Services, FigTreeLive.com nonetheless assumes no responsibility for Content other than FigTreeLive.com Content, assumes no obligation to modify or remove any inappropriate Content, and no responsibility for the conduct of any user.

You agree not to use the FigTreeLive.com Services to:

  • Post, upload or otherwise transmit or link to Content that is: unlawful; threatening; harmful; abusive; pornographic or includes nudity; offensive; harassing; excessively violent; tortuous; defamatory; invasive of another’s privacy, publicity, copyright, trademark, patent, trade secret, contract or other rights; false or misleading; obscene; vulgar; libelous; hateful; or discriminatory;
  • Violate the rights of others including patent, trademark, trademark, trade secret, copyright, privacy, publicity or other proprietary rights;
  • Harass or harm another person;
  • Exploit or endanger a minor;
  • Impersonate or attempt to impersonate any person or entity;
  • Introduce or engage in activity that involves the use of viruses, bots, worms, or any other computer code, files or programs that interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment, or otherwise permit the unauthorized use of or access to a computer or a computer network;
  • Interfere with, damage, disable, disrupt, impair, create an undue burden on, or gain unauthorized access to the FigTreeLive.com Services, including FigTreeLive.com’ servers, networks or accounts;
  • Cover, remove, disable, block or obscure advertisements or other portions of the FigTreeLive.com Services;
  • Use technology or any automated system such as scripts or bots in order to collect usernames, passwords, email addresses or other data from the FigTreeLive.com Services, or to circumvent or modify any security technology or software that is part of the FigTreeLive.com Services;
  • Send or cause to send (directly or indirectly) unsolicited bulk messages or other unsolicited bulk communications of any kind through the FigTreeLive.com Services. If you do so, you acknowledge you will have caused substantial harm to FigTreeLive.com, but that the amount of harm would be extremely difficult to measure. As a reasonable estimation of such harm, you agree to pay FigTreeLive.com $50 for each actual or intended recipient of such communication;
  • Solicit, collect or request any personal information for commercial or unlawful purposes;
  • Post, upload or otherwise transmit an image or video of another person without that person’s consent;
  • Engage in commercial activity (including but not limited to sales, contests, or sweepstakes) without FigTreeLive.com’ prior written consent;
  • Use the FigTreeLive.com Services to advertise or promote competing services;
  • Use the FigTreeLive.com Services in a manner inconsistent with any and all Applicable Law;
  • Attempt, facilitate or encourage others to do any of the foregoing.

FigTreeLive.com reserves the right, but disclaims any obligation or responsibility, to remove User Content that violates this Agreement, as determined by FigTreeLive.com in its sole discretion. You acknowledge FigTreeLive.com reserves the right to investigate and take appropriate legal action against anyone who, in FigTreeLive.com’ sole discretion, violates this Agreement, including but not limited to, terminating their user account and/or reporting such User Content, conduct, or activity to law enforcement authorities.
You acknowledge, consent and agree that FigTreeLive.com may access, preserve or disclose information you provide to the Site, including User Content, when FigTreeLive.com has a good faith belief that such access, preservation or disclosure is necessary in order to: (i) protect or defend the legal rights or property of FigTreeLive.com, our parents, subsidiaries or affiliates (“Affiliated Companies”), or their employees, agents and contractors (including enforcement of our agreements); (ii) protect the safety and security of users of the FigTreeLive.com Services or members of the public including acting in urgent circumstances; (iii) protect against fraud or for risk management purposes; or (iv) comply with the law or legal process.

Message Boards and Public Forums
The Site offers users the ability to post public messages on message boards and forums (“Forums”), which may be open to the public generally, to all members of the Site, or to a select group of members to a specific Forum group. You acknowledge that messages posted on such Forums are public, and FigTreeLive.com cannot guarantee the security of any information you disclose through any Forum; you make such disclosures at your own risk. FigTreeLive.com is not responsible for the content or accuracy of any information posted on a Forum, and shall not be responsible for any decisions made based on such information. FigTreeLive.com reserves the right, but disclaims any obligation or responsibility, to prevent you from posting User Content to any Forum and to restrict or remove your User Content from a Forum for any reason at any time.

Your Proprietary Rights
FigTreeLive.com does not claim any ownership rights in the User Content that you post, upload, email transmit, or otherwise make available on, through or in connection with the FigTreeLive.com Services; provided, however, that User Content shall not include any Content posted by a user that is already owned by FigTreeLive.com or any Affiliated Company. By posting any User Content on, through or in connection with the FigTreeLive.com Services, you hereby grant to FigTreeLive.com and our Affiliated Companies, licensees and authorized users, a perpetual, non - exclusive, fully - paid and royalty - free, sublicensable, transferable (in whole or in part), worldwide license to use, modify, excerpt, adapt, create derivative works and compilations based upon, publicly perform, publicly display, reproduce, and distribute such User Content on, through or in connection with the FigTreeLive.com Services or in connection with any distribution or syndication thereof to Third Party Services (as defined below), on and through all media formats now known or hereafter devised, for any and all purposes including, but not limited to, promotional, marketing, trade or commercial purposes. FigTreeLive.com’ use of such User Content shall not require any further notice to you and such use shall be without the requirement of any permission from or payment to you or to any other person or entity. FigTreeLive.com reserves the right to limit the storage capacity of User Content that you post on, through or in connection with the FigTreeLive.com Services.
You represent and warrant that: (i) you own the User Content posted by you on, through or in connection with the FigTreeLive.com Services, or otherwise have the right to grant the license set forth in this Section, and (ii) the posting of User Content by you on, through or in connection with the FigTreeLive.com Services and Third Party Services does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person or entity. You agree to pay for all royalties, fees, and any other monies owing any person or entity by reason of the use of any User Content posted by you on or through the FigTreeLive.com Services or Third Party Services.

Copyrights and Other Intellectual Property
FigTreeLive.com respects the intellectual property of others, and requires that our users do the same. You may not upload, embed, post, email, transmit or otherwise make available any material that infringes any copyright, patent, trademark, trade secret or other proprietary rights of any person or entity. FigTreeLive.com has a policy of terminating repeat infringers’ access to the FigTreeLive.com Services in appropriate circumstances.
If you believe that any material residing on or linked to from the Site infringes your copyright, please send FigTreeLive.com’ Copyright Agent a notification of claimed infringement with all of the following information: (a) identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works; (b) identification of the claimed infringing material and information reasonably sufficient to permit us to locate the material on the FigTreeLive.com Services (such as the URL(s) of the claimed infringing material); (c) information reasonably sufficient to permit us to contact you, such as an address, telephone number, and, if available, an email address; (d) a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; (e) a statement by you that the above information in your notification is accurate and a statement by you, made under penalty of perjury, that you are the owner of an exclusive right that is allegedly infringed or are authorized to act on the owner's behalf; and (f) your physical or electronic signature. FigTreeLive.com’ Copyright Agent for notification of claimed infringement can be reached as follows: Legal Department, FigTreeLive.com 6223 Highway 90, #234, Milton, FL 32570. FigTreeLive.com’ Copyright Agent for notification of claimed infringement can also be reached electronically at Legal@FigTreeLive.com.

Third Party Links and Services
The FigTreeLive.com Services may provide, or third parties may provide, links to other websites, applications, resources or other services created by third parties (“Third Party Services”). When you engage with a Third Party Service, you are interacting with the third party, not with FigTreeLive.com. If you choose to use a Third Party Service and share information with it, the Third Party Services may use and share your data in accordance with the Third Party Service’s privacy policy and your privacy settings on such Third Party Service. In addition, the third party providing the Third Party Service may use other parties to provide portions of the application or service to you, such as technology, development or payment services. FigTreeLive.com is not responsible for and makes no warranties, express or implied, as to the Third Party Services or the providers of such Third Party Services (including, but not limited to, the accuracy or completeness of the information provided by such Third Party Service or the privacy practices thereof). Inclusion of any Third Party Service or a link thereto on the FigTreeLive.com Services does not imply approval or endorsement of the Third Party Service. FigTreeLive.com is not responsible for the content or practices of any websites other than the Site, even if the website links to the Site and even if it is operated by an Affiliated Company or a company otherwise connected with the Site. By using the FigTreeLive.com Services, you acknowledge and agree that FigTreeLive.com is not responsible or liable to you for any content or other materials hosted and served from any website other than the Site. When you access Third Party Services, you do so at your own risk. FigTreeLive.com encourages you not to provide any personally identifiable information to any Third Party Service unless you know and are comfortable with the party with whom you are interacting. If you are interested in creating hypertext links to the Site, you must contact the Legal Department at FigTreeLive.com at Legal@FigTreeLive.com, Subject: Request for Permission to Link to Site, before doing so. In establishing hypertext links, you must not represent in any way, expressly or by implication, that you have received the endorsement, sponsorship or support of the Site or FigTreeLive.com, including its respective employees, agents, directors, officers or shareholders.

Member Disputes
You are solely responsible for your interactions with other FigTreeLive.com users, providers of Third Party Services or any other parties with whom you interact on, through or in connection with the FigTreeLive.com Services. FigTreeLive.com reserves the right, but has no obligation, to become involved in any way with these disputes.

Privacy
Use of the FigTreeLive.com Services is also governed by our Privacy Policy, which is incorporated into this Agreement by this reference.

Disclaimers
The FigTreeLive.com Services are provided "AS - IS" and “as available” and FigTreeLive.com does not guarantee or promise any specific results from use of the FigTreeLive.com Services. FigTreeLive.com expressly disclaims any warranties and conditions of any kind, whether express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non - infringement. In particular, FigTreeLive.com makes no warranty that your use of the FigTreeLive.com Services will be uninterrupted, timely, secure or error - free or that any information obtained by you on, through or in connection with the FigTreeLive.com Services or Third Party Services (including but not limited to, through User Content or third party advertisements) will be accurate or reliable. Under no circumstances will FigTreeLive.com be responsible for any loss or damage, including but not limited to, property damage, personal injury or death, resulting from use of the FigTreeLive.com Services, problems or technical malfunction in connection with use of the FigTreeLive.com Services, attendance at a FigTreeLive.com event, any material downloaded or otherwise obtained in connection with the FigTreeLive.com Services, any User Content, third party advertisement or Third Party Service posted on, through or in connection with the FigTreeLive.com Services, or the conduct of any users of the FigTreeLive.com Services, whether online or offline. Your use of User Content, third party advertisements, Third Party Services and the goods or services provided by any third parties is solely your responsibility and at your own risk. User Content, third party advertisements and Third Party Services do not necessarily reflect the opinions or policies of FigTreeLive.com.

Limitation on Liability
IN NO EVENT WILL FIGTREELIVE.COM BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, LOST PROFIT DAMAGES ARISING FROM YOUR USE OF THE FIGTREELIVE.COM SERVICES, EVEN IF FIGTREELIVE.COM HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, FIGTREELIVE.COM’ LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO FIGTREELIVE.COM FOR THE FIGTREELIVE.COM SERVICES DURING THE TERM OF YOUR USE OF THE FIGTREELIVE.COM SERVICES.

U.S. Export Controls
Software available in connection with the FigTreeLive.com Services (the "Software") is further subject to United States export controls. No Software may be downloaded from the FigTreeLive.com Services or otherwise exported or re - exported in violation of U.S. export laws. Downloading or using the Software is at your sole risk.

Disputes
This Agreement will be governed by, and construed in accordance with, the laws of the State of New York, without regard to its conflict of law provisions. You and FigTreeLive.com agree to submit to the exclusive jurisdiction of the courts located in New York, New York to resolve any dispute arising out of this Agreement or the FigTreeLive.com Services. YOU HEREBY KNOWINGLY, VOLUNTARILY AND INTENTIONALLY WAIVE ANY RIGHT YOU MAY HAVE TO A TRIAL BY JURY IN RESPECT OF ANY LITIGATION (INCLUDING, BUT NOT LIMITED TO, ANY CLAIMS, COUNTERCLAIMS, CROSS - CLAIMS, OR THIRD PARTY CLAIMS) ARISING OUT OF, UNDER OR IN CONNECTION WITH THIS AGREEMENT.

Indemnity
You agree to indemnify and hold FigTreeLive.com, its Affiliated Companies, subcontractors and other partners, and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including, but not limited to, reasonable attorneys' fees, made by any third party due to or arising out of your use of the Site or the FigTreeLive.com Services, your breach of this Agreement, your violation of any rights of another or any Content that you post or otherwise submit on, through or in connection with the FigTreeLive.com Services.

Unsolicited Submissions
FigTreeLive.com does not knowingly accept, via the FigTreeLive.com Services or otherwise, unsolicited submissions including, without limitation, submissions of books, programming ideas, blog ideas, articles, scripts, story lines, fan fiction, characters, drawings, information, suggestions, proposals, ideas or concepts. FigTreeLive.com’ policy is to simply delete any such submission without reading it or forwarding it to other FigTreeLive.com staff or staff of its Affiliated Companies. Therefore, any similarity between an unsolicited submission and any elements in any FigTreeLive.com or Affiliated Company creative work including, without limitation, a program, film, series, story, title or concept would be purely coincidental. If unsolicited submissions are sent to FigTreeLive.com via the FigTreeLive.com Services (including but not limited to any public forum), however, such submissions and copyright become the property of FigTreeLive.com and may be used, copied, sublicensed, adapted, transmitted, distributed, publicly performed, published, displayed or deleted as FigTreeLive.com sees fit. You agree that you are not entitled to any compensation, credit or notice whatsoever and that by sending an unsolicited submission you waive the right to make any claim against FigTreeLive.com or Affiliated Company relating to unsolicited submissions, including, without limitation, unfair competition, breach of implied contract or breach of confidentiality.

Employment Opportunities
FigTreeLive.com may, from time to time, post FigTreeLive.com employment opportunities on the FigTreeLive.com Services and/or invite users to submit resumes to it. If you choose to submit your name, contact information, resume and/or other personal information to FigTreeLive.com in response to employment listings, you are authorizing FigTreeLive.com to utilize this information for all lawful and legitimate hiring and employment purposes. FigTreeLive.com also reserves the right, at its sole discretion, to forward the information you submit to its Affiliated Companies for legitimate business purposes. Nothing in this Agreement or contained in the FigTreeLive.com Services will constitute a promise by FigTreeLive.com to contact, interview, hire or employ any individual who submits information to it, nor will anything in this Agreement or contained in the FigTreeLive.com Services constitute a promise that FigTreeLive.com will review any or all of the information submitted to it by users of the FigTreeLive.com Services.

Trademarks
The failure of FigTreeLive.com to exercise or enforce any right or provision of this Agreement will not operate as a waiver of such right or provision. The Section titles in this Agreement are for convenience only and have no legal or contractual effect. FigTreeLive.com, The FigTreeLive.com logo, and the FigTreeLive.com website are trademarks of FigTreeLive.com and FigTree Live, Inc., and all other trademarks, service marks and trade names used in the Site are the property of their respective owners, and all of the above and below trademarks may not be copied, downloaded or otherwise exploited without the prior written permission of FigTreeLive.com or the owner of such trademark, service mark or trade name, except as explicitly permitted in this Agreement.

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Other
This Agreement operates to the fullest extent permissible by law. If any provision of this Agreement is unlawful, void or unenforceable, that provision is deemed severable from this Agreement and does not affect the validity and enforceability of any remaining provisions.
Please contact us at: Info@FigTreeLive.com, Subject: Question Regarding Terms of Use with any questions regarding this Agreement.

PRIVACY POLICY

INTRODUCTION
FigTree Live, Inc. ("FigTree Live" or "we") operates FigTreeLive.com, figtreelive.com, HealthTalkMinistries.com and FigTreeLiveMinistries.com. FigTree Live, Inc is an American-based corporation.
As set forth in our Terms of Use, FigTreeLive.com is a general audience site, is not targeted to children, and does not knowingly collect personal information from children under 13 years of age.
This Privacy Policy describes FigTree Live’s collection and use of users' personal information (e.g., information that identifies a specific person, such as full name or email address). It also describes generally FigTree Live’s practices for handling non-personally identifiable information (e.g., user interests, demographics and site usage) to the extent such information is associated with a particular user or user account. This Privacy Policy applies to all "users," including both visitors (users who use some of the FigTreeLive.com Services without being registered), "Registered Members," and “Platinum Members “(users who have registered with FigTreeLive.com).

SUBMISSION AND COLLECTION OF INFORMATION ON FigTreeLive.Com

User Submitted Information
Registration Information is the information that Members must provide to use at registration in order to create a profile (also called an "account"), and includes display name, email address, year of birth, zip code, and country.

FigTreeLive.com and FigTree Live, Inc. Collected Information

FigTreeLive.com Activity Information.
When users access the FigTreeLive.com Services, we may collect certain non-personally identifiable information about those visits. For example, in order to permit your connection to the FigTreeLive.com Services, our servers receive and record information about your computer and browser, including potentially your IP address, browser type, and other software or hardware information. If you access the FigTreeLive.com Services from a mobile or other device, we may collect a unique device identifier assigned to that device or other transactional information for that device in order to serve content to it. We also may use cookies and other tracking technologies (including browser cookies, pixels, beacons, and Adobe Flash technology including cookies), which are comprised of small bits of data that often include an anonymous unique identifier. Web sites send this data to your browser when you first request a web page and then store the data on your computer so the web site can access information when you make subsequent requests for pages from that site. We may use these technologies to anonymously collect and store information about your usage of the FigTreeLive.com Services, such as pages you have visited, search queries you have run, and advertisements you have seen. If FigTreeLive.com wishes to combine your personal information with information we obtain through these technologies in order to determine what messages FigTreeLive.com provides to you, we will obtain your express affirmative consent.
Third parties that support the FigTreeLive.com Services by serving advertisements or providing services, such as allowing users to share content or tracking aggregate site usage statistics, may also use these technologies to collect similar information. FigTreeLive.com does not control these third-party technologies and their use is governed by the privacy policies of third parties using such technologies.
Most browsers are initially set to accept cookies, but you can change your settings to notify you when a cookie is being set or updated, or to block cookies altogether. Please consult the "Help" section of your browser for more information (e.g., http://windows.microsoft.com/en-US/windows-vista/Block-or-allow-cookies). Users can manage the use of Flash technologies, including cookies, with the Flash management tools available at Adobe's web site, see http://www.adobe.com/products/flashplayer/security/privacy_policy/. Please note that by blocking any or all cookies you may not have access to certain features or personalization available through the FigTreeLive.com Services.
Third Parties. To improve the quality of FigTreeLive.com, we may supplement the information we collect with information from third parties. If you access FigTreeLive.com through a third-party connection or log-in, we may also collect your public user ID associated with that third-party service, and any information you have made public in connection with that service and which the third party shares with partner services.

NOTICE & CHOICE
Means of Notice and Choice. This Privacy Policy is the primary means by which FigTreeLive.com provides you with notice about its collection and use of your personal information. FigTreeLive.com will not use your personal information in a manner different from what is described in this Privacy Policy without your permission.
Privacy Policy Changes: FigTreeLive.com may modify this Privacy Policy as necessary. If we make material changes to this Privacy Policy that expand our rights to use your personal information, we will notify you to seek your consent either through email or a prominent posting on the Site.
Location of Data: The FigTreeLive.com Services are hosted in the United States. If you are a user located outside the United States, you understand and consent to having any personal information you provide transferred to and processed in the United States. U.S. data protection and other relevant laws may not be the same as those in your jurisdiction. As a result, please read this Privacy Policy with care.
Linked Websites: The FigTreeLive.com Services may also be linked to sponsor/vendor sites, and may carry advertisements or offer games or applications developed and maintained by third parties. FigTreeLive.com and FigTree Live, Inc. are not responsible for the privacy practices of any such third parties, and once you leave FigTreeLive.com via a link, enable a third-party service, or click an advertisement, you should check the applicable privacy policy of the third-party site. Additionally, users who visit any sponsor/vendor Company sites should still refer to its separate privacy policy, which may differ in some respects from this Privacy Policy.

USE AND DISCLOSURE
We use the information we collect from and about users for the following purposes:
To provide and manage the FigTreeLive.com Services. We use the information we collect from and about users to provide the FigTreeLive.com Services and features to you including to measure and improve those services and features, to personalize your experience by delivering relevant content, advertising and marketing messages, to provide you with customer support, and to respond to inquiries. We may use aggregated, anonymous data about use of and activity on the FigTreeLive.com Services to assist us in this regard and such data is not subject to this Privacy Policy.
To allow third-party service providers to assist us in providing and managing the FigTreeLive.com Services. FigTreeLive.com and FigTree Live, Inc. may make your non-public personal information available to certain third-party service providers, such as contractors, agents or sponsors, who help us manage or provide FigTreeLive.com Services. These outside service providers are required to protect non-public personal information entrusted to them and not use it for any other purpose than the specific service they are providing to Site.
To deliver relevant advertising. We may use the information you provide to us, and information we collect about your use of the FigTreeLive.com Services through cookies and other technologies, to assist us in delivering you relevant ads when you visit the FigTreeLive.com Services. We may work with third-party advertising networks and advertisers who help deliver these ads to you. We do not share your non-public personal information with these third parties, but we may share anonymized or aggregated information with them to improve the relevancy of the ads you see on the FigTreeLive.com Services. As noted above, these third-party advertising networks and advertisers may also use cookies and similar technologies to collect and track non-personally identifiable information such as demographic information, aggregated information, and Internet activity to assist them in delivering advertising that is more relevant to your interests.
To contact you. FigTreeLive.com and FigTree Live, Inc. may periodically send promotional materials (e.g., newsletters) or notifications related to the FigTreeLive.com Services to the email address you provided to us at registration or to your account. If you want to stop receiving promotional materials from FigTreeLive.com and FigTree Live, Inc., you can follow the unsubscribe instructions at the bottom of each email. There are certain service notification emails that you may not opt-out of as long as you are a member, such as notifications of changes to FigTreeLive.com or policies.
To protect the rights of FigTreeLive.com and our users. There may be instances when FigTreeLive.com may disclose user information without providing notice or choice, including situations where FigTreeLive.com has a good faith belief that such disclosure is necessary in order to: (i) protect or defend the legal rights or property of FigTreeLive.com, our sponsor/vendor companies or their employees, agents and contractors (including enforcement of our agreements); (ii) protect the safety and security of users of the FigTreeLive.com Services or members of the public; (iii) protect against fraud or for risk management purposes; or (iv) comply with the law or legal process.
To complete a merger or sale of assets. If FigTreeLive.com and FigTree Live, Inc. sells all or part of its business or makes a sale or transfer of its assets or is otherwise involved in a merger or transfer of all or a material part of its business, FigTreeLive.com and FigTree Live, Inc. may transfer your information to the party or parties involved in the transaction as part of that transaction.

SECURITY
FigTreeLive.com and FigTree Live, Inc. uses commercially reasonable administrative, technical, personnel and physical measures to safeguard user information in its possession against loss, theft and unauthorized use, disclosure or modification.

ACCESS, REMEDIES AND COMPLIANCE
To cancel your account, email deleteaccount@FigTreeLive.com, subject, "Delete My Account" and include the email address that you registered your account with (if different from the email address you're sending the email from). Remember that even after you cancel your account, copies of some information from your account may remain viewable in some circumstances - where, for example, you have shared information with a third-party application or web site. We may also retain backup information related to your account on our servers for some time after cancelation for fraud detection or to comply with applicable law or our internal security policies. Because of the nature of caching technology, your account may not be instantly inaccessible to others, and there may be a delay in the removal of the content from elsewhere on the Internet and from search engines.
To cancel your paid subscription account, please contact CustomerService@FigTreeLive.com and notify in writing that you wish to terminate your Platinum Membership account; understand that it may take one full month to accomplish this termination and that you will be billed for at least a portion of the month of Platinum Membership. If you do not receive an acknowledgement within 48 hours of terminating your Platinum Membership, our Customer Service DID NOT RECEIVE your cancellation and membership will continue to be billed, so please be sure you receive acknowledgement or FigTreeLive.com and FigTree Live, Inc. will not be responsible for continued Platinum Membership monthly charges.

CONTACT US
If you have questions about this Privacy Policy, please contact FigTreeLive.com and FigTree Live, Inc. at

Email: Info@FigTreeLive.com

Real-Time Map Screen Shot – August 2014

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